We collect and combine personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) through various sources, including those discussed below. For your reference, PII is data collected with an intention to specifically identify, contact or locate a person, including but not limited to name, address, telephone number, or email address. Conversely, Non-PII is data that is not used to specifically identify, contact or locate an individual, including but not limited to postal code, gender, age, or IP address.
BestMortgageRates.ca collects information through the Site from our prospective and existing customers at several different points on our Site. We use contact information to send information about our company. Users may opt-out of receiving future communications at any time. Not all information asked for on our site is required when you fill out our forms. However, the following data is required to use our Site: first name, last name, postal code, city, province, e-mail address, home phone number, mobile phone number, time at which you may be contacted, debt amount, and your IP address and computer specifications.
Information about your computer hardware and software is automatically collected by BestMortgageRates.ca and may be shared in aggregate with third parties whose services are used for traffic-analysis purposes. This information includes: your IP address, browser type, domain names, access times and referring website addresses. This information is used by BestMortgageRates.ca to maintain and improve the quality of the service and to generate statistics regarding use of the BestMortgageRates.ca Site.
BestMortgageRates.ca uses SSL (Secure Socket Layer) protocol to help protect your personal information from unauthorized access, use, or disclosure. When we transmit your personal information over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol. This is to ensure that your personal information remains safe and secure.
When you submit your request for information or a quote, you are granting permission to be contacted by BestMortgageRates.ca or affiliated third parties. We share the contact and debt request data you submit on the call-back request form with affiliated companies such as, but not limited to, debt relief companies to fulfill information requests we receive from you; to provide you with superior service; inform you of product and service opportunities that may be of interest to you; and for other business purposes. We may disclose all of the information we collect, as described above, to the following types of affiliated companies: financial service providers, such as debt & credit services companies; mortgage and life insurance agencies; title service companies; and auto-finance companies. An “affiliate company” is a company under legal contract with BestMortgageRates.ca to fulfill services.
In the event our company goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via e-mail and/or a prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.
Email: support [at] BestMortgageRates.ca
Products and services such as debt relief programs are supplied by third parties and presented on the Site for informational purposes. The information on the Site is subject to change without notice. Please verify all settlement estimates, fees and other program information directly with a debt specialist from your product vendor or service provider.
You understand and agree that BestMortgageRates.ca is not a service provider and is not the creditor for or issuer of the products or services featured on the Site. Any products or services advertised at this Site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers. BestMortgageRates.ca does not assume or pay any debt, nor does it provide legal advice or offer credit repair services. If you require legal advice, you will need to consult with a licensed attorney. Individual results are highly dependent on successful completion of program and your ability to save money. Settlement estimates of 40 – 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. All testimonials, program descriptions and BBB Accreditation’s are related to or provided by our third party affiliates. Names and pictures associated with client testimonials are not real in order to protect the privacy of all clients. Information from third parties is not verified or guaranteed by BestMortgageRates.ca.
All products and services of the providers presented on the BestMortgageRates.ca Site that are described, made available or provided on the site may be changed or withdrawn at any time without notice and are subject to the terms and conditions of the agreements governing their use that are in force at the time of the provision or delivery of the product or service.
The information, material and content provided in the pages of the Site by a service provider, including pricing information, is believed to be reliable when added to the Site, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the information may include technical inaccuracies or typographical errors, and the service providers and their officers, directors, employees and agents have no obligation to update the information. The information or the Site may be changed, withdrawn or terminated at any time without notice. BestMortgageRates.ca does not endorse or recommend the products or services of any particular provider or any other third party on the Site.
You understand that providers may keep your request information and any other information provided by or through BestMortgageRates.ca or received by them in the processing of your request, whether or not you are qualified for the product or service with them or if you acquire a product or service with them. You agree to notify any particular provider directly if you no longer want to receive communications from them.
Your receipt of an electronic or other form of order confirmation does not signify any acceptance of your debt request, nor does it constitute confirmation of any offer of debt relief. BestMortgageRates.ca reserves the right at any time after receipt of your debt request to accept or decline your debt request for any reason. BestMortgageRates.ca may require additional verifications or information before accepting any debt request. The product vendor or service provider is solely responsible for its services to you, and you agree that BestMortgageRates.ca will not be liable for any damages or costs of any type arising out of or in any way connected with your use of such products or services.
You must be 18 years or older and be a legal resident of Canada to submit a debt request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.
You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Site and your purchase of products or services through the third party affiliates. It is important to note that the products, services and information made available or provided on the Site may or may not be available in jurisdictions outside of Canada. In addition, the information does not constitute an offer or solicitation to buy or sell any product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made, or to any person to whom it is unlawful to make an offer or solicitation, whether in Canada or elsewhere. If you use this Site from outside Canada, you are entirely responsible for compliance with applicable local laws. You hereby irrevocably submit to the exclusive jurisdiction of the courts of the Province of Saskatchewan in relation to all disputes arising from or related to this agreement, your use of the Site and any related matters.
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by BestMortgageRates.ca, its licensees, or other third parties who have authorized use of such properties on the Site.
BestMortgageRates.ca reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of BestMortgageRates.ca. Except as expressly provided on this Site, nothing contained on this Site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right. You acknowledge that the content is protected by Canadian and international copyright, patent, trademark, and other applicable intellectual property laws. You may print or download the pages of the Site solely for your lawful and personal use provided that you do not modify any of the Site pages or other content and you do not remove or alter any visible or non-visible identification, marks, notices, or disclaimers. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of the Site may be a violation of federal or other law that may apply to trademarks and/or copyrights, and such actions could result in legal action.
BestMortgageRates.ca uses reasonable efforts to ensure that the information on the Site is accurate, but cannot guarantee such accuracy. BestMortgageRates.ca makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.
NEITHER BestMortgageRates.CA NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law.
The Site may include promotional information and advertisements relating to products and services of third parties and may contain links to sites maintained by third parties. BestMortgageRates.ca is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
BestMortgageRates.ca is not your agent, nor is it the agent of the issuer of any debt relief programs or any supplier with respect to your decision to obtain a debt relief program or other financial offering. BestMortgageRates.ca may receive compensation from third parties for goods, facilities or services that BestMortgageRates.ca provides to third parties under separate contact. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.
By using the Site, you agree to indemnify and hold BestMortgageRates.ca, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.
BestMortgageRates.ca does not provide specific financial, investment, accounting, tax or legal advice of any kind. The materials on this Site are not intended to be, or should they be interpreted as, legal opinion or advice, and should not be acted or relied upon in that regard without seeking the advice of a professional. Your advisor can help to ensure that your own circumstances have been properly considered and any action is taken on the latest available information. You should apply your own judgment in making use of any products, services or content provided on or through the Site, including, without limitation, the use of any information contained therein as the basis for any conclusions. You are responsible for your own research and decisions regarding the purchase of any product or service.
Email: support [at] BestMortgageRates.ca
Please note that for questions pertaining to your debt relief application status, you must contact your assigned service provider directly. BestMortgageRates.ca cannot access information about your program approval status.